Over the past 45 years, we have helped thousands of medical specialists, attorneys and business owners. As independent brokers, we represent every major disability carrier. Our goal is to match the best carrier to your personal situation. Whether it's your occupational specialty, your personal health concerns or high participation limits, our guarantee is that we will research the marketplace and recommend the best policy with the most competitive rate.
A partial list of carriers include Assurity, Berkshire-Guardian, Lloyd's of London, Mass Mutual, Mutual of Omaha, Principal Financial, Prudential, Standard, Unum and Union Central.
If you are a federal employee, we offer the FedAdvantage supplemental disability plan from Standard Life. The FedAdvantage plan pays 60% of salary up to $15,000 monthly benefit, tax-free. The FedAdvantage is a guaranteed acceptance plan with no medical questions or exams!
For your detailed analysis and proposal, please complete our short inquiry.
Dennis Stephens, CLU
PO Box 11159
Dennis Stephens, CLU has been working with federal employees for 45 years and has been a Chartered Life Underwriter, CLU since 1987. He is licensed in all fifty states with all major insurance carriers. He has operated Allfeds.com, TermUSA.com and NationalInsuranceStore.com online for 20 years. The launch of SeniorFeds.com is designed to specifically address the the unique needs and concerns of the senior federal community.