The fastest growing benefits in the country are Critical Illness Insurance and Hospital Indemnity Insurance. National Insurance Store has contracted with the leading carriers in the industry to provide the most complete coverage and favorable underwriting. Many of our solutions are streamlined underwriting or virtually guaranteed acceptance.
Unlike disability insurance, Critical Illness insurance is designed to pay a lump sum in the event of a serious accident or illness. Whether it’s due to breast cancer, heart attack, stroke, blindness, coma or even Alzheimer’s. Critical Illness insurance can pay up to $500,000 in a lump sum. This money is not paid to a doctor or hospital and is not designed to reimburse you for incurred expenses….it is paid simply due to the occurrence of one of the listed conditions. The money is yours…..you can pay off debts such as a car loan or home mortgage or simply take a vacation to recover from your situation. Some policies will pay for up to three different occurrences if due to separate causes such as cancer, stroke or accident.
Some policies have strict underwriting while others have guaranteed acceptance in certain states.
Many plans pay up to $1,000 per day in the hospital. Additional benefits may include the following:
** Not all policies are available in all states.
For your personalized quote, please complete our short inquiry.
Dennis Stephens, CLU
PO Box 11159
Dennis Stephens, CLU has been working with federal employees for 45 years and has been a Chartered Life Underwriter, CLU since 1987. He is licensed in all fifty states with all major insurance carriers. He has operated Allfeds.com, TermUSA.com and NationalInsuranceStore.com online for 20 years. The launch of SeniorFeds.com is designed to specifically address the the unique needs and concerns of the senior federal community.