National Insurance Store Blog

Guard against higher rates

June 25th, 2006

Adjustable-rate mortgages are getting more expensive — here’s what you should do to protect yourself.

from CNNMoney.comĀ 

Good time to purchase term life

June 25th, 2006

Yet many Americans are still holding on to more expensive policies bought years ago or simply haven’t insured themselves highly enough. Experts say the two-to-three times salary that many employers offer staff isn’t enough to leave dependents, yet not enough people complement this coverage with other policies.

from MoneySmarts

Familiarize yourself with health savings accounts

June 22nd, 2006

The idea behind HSAs is that, by accepting a higher deductible, you can lower your premium. Then you set aside the money you save in the health savings account.

from the L.A. Times

Tax Breaks on Medical Costs

June 14th, 2006

If you pay for your own medical-insurance premiums, you might consider acquiring a qualifying high-deductible health policy and then making annual tax-deductible contributions to a health savings account.

from SmartMoney.com

New approach to health care

June 1st, 2006

Nationwide, 3.2 million Americans — from corporate employees to the self-employed — have enrolled in the high-deductible health plans, up from 1 million just a year ago, reports America’s Health Insurance Plans.

from the Detroit Free Press

Health Insurance for the Masses

May 31st, 2006

Many economists have long sought the creation of a new market for health insurance where individuals and families would be allowed to own and control their own health insurance, just like they own and control other types of insurance.

from the Washington Post

Analysis Reveals Uninsured Purchasing HSA Plans

May 25th, 2006

“HSA insurance plans have been successful in reaching the uninsured and keeping down insurance premium increases,” said Tarren Bragdon. “These plans are revolutionizing health insurance by providing individuals and small businesses with low-cost health benefit while encouraging savings for future medical expenses.

from Magic City Morning Star

Young families need to add, carefully, to their insurance

May 8th, 2006

As young adults form young families, their insurance needs change drastically. In short, they need a lot more of it.

from Chicago Tribune

OPM chooses companies to provide dental, vision insurance

May 6th, 2006

The new dental and vision options, which Congress mandated in 2004, will be available to all employees eligible for the Federal Employees Health Benefits Program and all retirees, although neither employees nor retirees have to be enrolled in a health plan to participate.

from Federal Times

Your Health-Care Woes: Solved

May 3rd, 2006

A Health Savings Account just might be the perfect solution for you. HSAs are just two years old, but they’re already transforming America’s insurance landscape.

from Industry Week