August 8th, 2006
Most people are using their accounts to save rather than spend,” explained Laing, author of The Small Business Guide to HSAs and The Consumer’s Guide to Health Savings Accounts. “So, their account balances are building, and they’re finding that people want to go into different things, like investment products, to get a higher return.”
from: Baxter Bulletin
Category: HSA's, Health Insurance
August 8th, 2006
The single most important reason to own life insurance is to provide support for your dependents should you or your husband die prematurely.
from:CNNMoney.com
Category: Insurance, Mortgage Insurance
July 28th, 2006
Did you know that your life insurance policy may be worth much more than the cash or surrender value? In addition, if your term policy has conversion privileges, it could also be worth a considerable amount of money. There is now a market for life insurance policies. It is called life settlements.
from: St. Petersburg Times
Category: Insurance, Mortgage Insurance
July 25th, 2006
For example, a healthy, 25-year-old male in Indiana might pay a $40-a-month premium under Anthem Blue Cross and Blue Shield’s plan, which would include prescription drug coverage and preventative exams, according to Anthem. Deductibles for Anthem’s individual health insurance plans range from $2,000 to $10,000. The higher the deductible, the lower the monthly premium.
from: FW Business
Category: HSA's, Health Insurance
July 19th, 2006
According to a study by the federal General Accountability Office, between 5 million and 6 million Americans were enrolled in such plans as of January 2006. While these consumers represent a fraction of Americans enrolled in private health insurance plans, this share is growing quickly.
from: Bankrate.com
Category: HSA's, Health Insurance
July 19th, 2006
HSAs are giving individuals and families control over their healthcare dollars, which is injecting more consumerism and choice into the healthcare marketplace.
from: The Hill
Category: HSA's, Health Insurance
July 19th, 2006
The Massachusetts plan creates a new consumer-driven marketplace (the Connector) where individuals and employees of small businesses can purchase health care coverage from a variety of competing health insurance plans.
from The Heritage Foundation
Category: HSA's, Health Insurance
July 5th, 2006
There are tax advantages that accompany an HSA. Employer contributions are made on a pre-tax basis while employee and individual contributions can be deducted from the federal tax return even for someone who doesn’t itemize. Interest accrued is non-taxable. Withdrawals for qualified medical expenses are also tax free.
from the Rutland Herald:
Category: HSA's, Health Insurance
June 27th, 2006
The lack of individually owned, portable insurance is particularly burdensome for many women who are married to older men. When husbands retire and enroll in Medicare, wives can be left without coverage, because Medicare won’t allow enrollees to sign up underage spouses.
from the Heartland Institute:
Category: HSA's, Health Insurance
June 27th, 2006
The idea behind HSAs is that, by accepting a higher deductible, you can lower your premium. Then you set aside the money you save in the health savings account.
from the Salt Lake Tribune:
Category: HSA's, Health Insurance