But if you haven’t been paying close attention, you might not have noticed that one important financial product is significantly cheaper these days: term life insurance. Industry experts estimate that term premiums have fallen 40 percent or more in the past decade alone.
from: The Baltimore Sun

The single most important reason to own life insurance is to provide support for your dependents should you or your husband die prematurely.

from:CNNMoney.com

Did you know that your life insurance policy may be worth much more than the cash or surrender value? In addition, if your term policy has conversion privileges, it could also be worth a considerable amount of money. There is now a market for life insurance policies. It is called life settlements.

from: St. Petersburg Times

Adjustable-rate mortgages are getting more expensive — here’s what you should do to protect yourself.

from CNNMoney.com 

Yet many Americans are still holding on to more expensive policies bought years ago or simply haven’t insured themselves highly enough. Experts say the two-to-three times salary that many employers offer staff isn’t enough to leave dependents, yet not enough people complement this coverage with other policies.

from MoneySmarts