Did you know that your life insurance policy may be worth much more than the cash or surrender value? In addition, if your term policy has conversion privileges, it could also be worth a considerable amount of money. There is now a market for life insurance policies. It is called life settlements.

from: St. Petersburg Times

For example, a healthy, 25-year-old male in Indiana might pay a $40-a-month premium under Anthem Blue Cross and Blue Shield’s plan, which would include prescription drug coverage and preventative exams, according to Anthem. Deductibles for Anthem’s individual health insurance plans range from $2,000 to $10,000. The higher the deductible, the lower the monthly premium.

from: FW Business 

According to a study by the federal General Accountability Office, between 5 million and 6 million Americans were enrolled in such plans as of January 2006. While these consumers represent a fraction of Americans enrolled in private health insurance plans, this share is growing quickly.

from: Bankrate.com

HSAs are giving individuals and families control over their healthcare dollars, which is injecting more consumerism and choice into the healthcare marketplace.

from: The Hill

The Massachusetts plan creates a new consumer-driven marketplace (the Connector) where individ­uals and employees of small businesses can pur­chase health care coverage from a variety of competing health insurance plans.

from The Heritage Foundation

There are tax advantages that accompany an HSA. Employer contributions are made on a pre-tax basis while employee and individual contributions can be deducted from the federal tax return even for someone who doesn’t itemize. Interest accrued is non-taxable. Withdrawals for qualified medical expenses are also tax free.

from the Rutland Herald: