Archive for June, 2006

Portable, Personal Health Insurance Solves Many Consumer Problems

Tuesday, June 27th, 2006

The lack of individually owned, portable insurance is particularly burdensome for many women who are married to older men. When husbands retire and enroll in Medicare, wives can be left without coverage, because Medicare won’t allow enrollees to sign up underage spouses.

from the Heartland Institute:

Savings Game: Health savings accounts something to consider

Tuesday, June 27th, 2006

 The idea behind HSAs is that, by accepting a higher deductible, you can lower your premium. Then you set aside the money you save in the health savings account.

from the Salt Lake Tribune:

Guard against higher rates

Sunday, June 25th, 2006

Adjustable-rate mortgages are getting more expensive — here’s what you should do to protect yourself.

from CNNMoney.com 

Good time to purchase term life

Sunday, June 25th, 2006

Yet many Americans are still holding on to more expensive policies bought years ago or simply haven’t insured themselves highly enough. Experts say the two-to-three times salary that many employers offer staff isn’t enough to leave dependents, yet not enough people complement this coverage with other policies.

from MoneySmarts

Familiarize yourself with health savings accounts

Thursday, June 22nd, 2006

The idea behind HSAs is that, by accepting a higher deductible, you can lower your premium. Then you set aside the money you save in the health savings account.

from the L.A. Times

Tax Breaks on Medical Costs

Wednesday, June 14th, 2006

If you pay for your own medical-insurance premiums, you might consider acquiring a qualifying high-deductible health policy and then making annual tax-deductible contributions to a health savings account.

from SmartMoney.com

New approach to health care

Thursday, June 1st, 2006

Nationwide, 3.2 million Americans — from corporate employees to the self-employed — have enrolled in the high-deductible health plans, up from 1 million just a year ago, reports America’s Health Insurance Plans.

from the Detroit Free Press